| Whenever a company expands
its operations internationally, employees invariably
move as well. There are an amazing number of issues
to be considered in sending an employee on an international
assignment. In such circumstances, many firms naturally
look towards their auditor for assistance. However,
following much-publicised concerns on auditor independence,
alternatives may well be desired.
Assignment projection costs
One of the most frequent comments about expatriates
is their cost relative to an equivalent domestic employee.
The line manager who requested their transfer may have
little appreciation of the costs that can be involved
in sending an employee on international assignment.
In order to obtain sign off, it is helpful to have a
rough idea of the costs at the outset. A cost calculation
and overview can quickly determine whether an assignment
will exceed the expected project return or it will at
least inform all necessary parties of the cost of the
decision. This will certainly help to prevent later
discussion on cost overruns.
Immigration issues
When choosing an assignee, you need to be able to ensure
they have the right paperwork to be able to enter the
host country freely and conduct business. The UK currently
has one of the most liberal business immigration regimes
in the world and decisions on applications can usually
be made quickly. In selecting an immigration advisor,
you should choose a firm registered with the OISC, such
as WJB Chiltern plc, which will provide guidance on
the most appropriate application to file. This can range
from inter-company transfers for established companies,
to sole representatives for a company at the initial
stages of establishing an international presence. The
last thing anyone wants is that the expatriate and their
family are refused entry!
Tax planning
Once you have selected the expatriate, you need to consider
the assignment contract and period. This is where tax
planning can save money. Who will be the employing entity,
the UK or the US? For example, employment by the US
corporation may allow continuation in US retirement
or section 401(k) plans and can still obtain UK tax
relief on contributions.
The assignment length will also have a bearing on both
the UK and the US liability. For example, an assignment
of less than one year is unlikely to qualify for the
foreign earnings exclusion whereby approximately $80,000
plus a portion of housing costs can avoid US tax. In
addition, an assignment of more than three years can
result in all earnings being assessable to UK tax, including
all those workdays in the rest of Europe that could
avoid UK tax through a shorter assignment and the proper
structuring of payroll arrangements.
You also need to decide what your employees’ tax
obligations will be whilst they are on assignment. Are
they responsible for tax on, for example, the provision
of accommodation in the UK? Most US corporations operate
tax equalisation for assignees. This means that the
individual pays to the company what they would have
paid had they remained in the US while the company pays
the actual US and UK tax liabilities. How does your
company intend to address this issue?
It is important that opportunities are maximised and
this is best addressed before the assignee arrives in
the UK.
Social security planning
Due to the US/UK social security agreement, an employee
and employer generally pay contributions in either the
US or the UK, not both.
Providing the employee has a history of paying social
security in the US, continuing employment in the US
and an assignment of less than five years results in
a continuing US social security liability.
A certificate of coverage should be obtained from the
US social security authorities to prevent the need to
deduct UK social security (National Insurance Contributions).
If the individual does not qualify for a certificate
then UK contributions may be due from the outset.
Withholding taxes
Both the UK and the US have wage withholding. In the
UK it is referred to as PAYE (Pay As You Earn). In the
vast majority of cases UK PAYE will be due, even if
the employee remains paid and employed by the US entity.
US withholding taxes generally cease where the individual
is subject to a foreign withholding regime, ensuring
optimal cash flow. The US payroll may, however, have
to continue deducting US social security, contributions
to US plans and possibly tax equalisation.
Failure to comply can lead to interest and penalties
so it is important both the US corporation and the UK
receiving entity know their obligations.
Compliance
US citizens and US residents, generally including green
card holders, are liable to US taxes on a world-wide
basis and will continue to have to file US federal tax
returns while on assignment. State returns may also
be due depending on the individual’s circumstances.
Assignees’ US tax returns will be different to
a “domestic” return due to foreign earnings
exclusion, away from home expenses and double tax credits.
Individuals are also likely to have to file a tax return
in the UK. The UK works on a fiscal year basis (April
6 to April 5) as opposed to the US calendar year and
does not allow joint filing. In short, it is very different
to US returns, although the imposition of penalties
and interest bear similarities to the Internal Revenue
Service regime.
Arrival and departure tax documents need to be completed
and the manner of their completion will have a bearing
on the UK tax treatment of the individual and, ultimately,
the company, if they are tax equalised. Most employers
will provide tax support assistance for the assignee.
This will mean that they can focus more on their job
and the reason for their assignment, as opposed to tax
issues!
Other issues
This article has not attempted to consider other important
issues such as the selection of the assignee, dual career
implications, cultural adaptability, relocation and
the provision of schooling and accommodation. It is
essential that time is invested in addressing such issues
in order to give the assignment every possible chance
of success.
Summary
Limited space has meant that we cannot explore each
issue that can arise from international assignments
at length, so it has only been possible to raise general
awareness of them. In order to get the best return on
your investment, these issues need to be addressed in
detail.
For further advice or information
on how our specialist tax and associated skills can
assist you:
WJB Chiltern
WJB Chiltern plc
3Sheldon Square, Paddington, London
W2 6PS
E-mail: eas@wjbchiltern.com
Website: www.expatsolve.com
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